I am investing in franklin Templeton from the last 2 year and I am getting 7% to 12%(p.a) return from it and my experience was good with this mutual fund as compared to other Mutual funds. You can start a SIP for as low as Rs. 500 per month.
Franklin Templeton mutual fund is best for SIP. it is too easy to invest. you can start a SIP online from your home.